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The New Jersey Department of Community Affairs offers a variety of programs to help prevent homelessness, including rent and mortgage assistance.To find out if you qualify for any of these programs, please call 609-292-4080 or email Customer Service.

For the 2020 COVID-19 Emergency Rental Service program please visit this site.

The State Rental Assistance Program (SRAP) provides tenant-based and project-based rental assistance grants for up to five years to renters who are not currently holding a federal Section 8 voucher. Individuals residing in a household receiving an SRAP subsidy must participate in the employment and training services provided by their local One-Stop Career Center.

The New Jersey Department of Community Affairs also offers programs to assist you with your utility bills. For more information or to locate your nearest application agency, please call 800-510-3102 or email Energy Assistance.

Get information on emergency and temporary housing at the US Department of Housing and Urban Development's website.

If you're behind on your mortgage payments, or worried about how you'll make the next one, find the US Department of the Treasury and US Department of Housing and Urban Development's Making Home Affordable program that is right for you.

The New Jersey Departments of Community Affairs (DCA) and Human Services (DHS) along with the New Jersey Housing and Mortgage Finance Agency (HMFA) have launched the Special Needs Housing Partnership Loan Program (SNHPLP) which is aimed at creating affordable, supportive housing for people with developmental disabilities.

If you need emergency shelter, shelter during frigid temperatures, or shelter any time at all, please see the New Jersey Social Services for the Homeless (SSH) list of homeless hotlines by county.

Nonprofit Resources

Nonprofit agencies throughout New Jersey can help those in need of housing and utility assistance. For a complete list, please visit

Get in Touch
Housing & Utilities Support: Programs
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